an important piece of obama-care going into effect this week. what does that mean for you? it could mean a lot. for hospitals, too. remember this ... >> it's 3:00 a.m. and your children are safe asleep. who do you want answering the phone? martha: one of the most memorable ads of the last campaign. critics are saying the obama administration did get their 3:00 a.m. call and they flushed it. we'll talk to john bolton about this. bill: some say this is come dip downplaying expectations for tomorrow's debate. republicans saying mitt romney has to bring the athlete like he did against newt gingrich. >> i think of the four us, yes. >> that's inexcusable. the idea that i'm anti-immigrants is repulsive. don't use a term like that. i think you should awe apologize for it. having differences on opinions on issues does not justify labeling people with highly charged epithets. [applause] are you receiving a payout from a legal settlement or annuity over 10 or even 20 years? call imperial structured settlements. the experts at imperial can convert your long-term payout into a lump sum